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Jumbo Cash Out Refinance Loan

Jumbo Loan Amounts: $2,500,000 Maximum

Unlock your home’s equity with a jumbo cash-out refinance. Borrow up to $2,500,000 with maximum loan-to-value (LTV) of 85%. Eligible properties include single-family residences (SFR) and condos under four stories, available for owner-occupied or second homes.

LTV – 85% Maximum

Occupancies:
* Second Home
* Owner Occupied

Property Types:
* SFR – Attached
* SFR – Detached
* Condo – <4 stories

Minimum Required Credit Score: 640 Minimum

Jumbo cash-out refinance options start with a minimum credit score of 640. Choose between 5-year and 7-year ARM terms with no prepayment penalties, allowing full loan repayment anytime without extra fees.

Available Terms
* 5-year ARM
* 7-Year ARM

No Prepayment Penalty. Pay the loan off at any time without incurring a penalty or early termination fee.

Credit Notes:
*
Bankruptcy – 1 year seasoning required
* Foreclosure- 1 year seasoning required
* Short Sale- 1 year seasoning required
* Loan Modification- 1 year seasoning required

Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansa, Kentucky, Louisiana, Maine, Michigan, Mississippi, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

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